Home Improvement Loan Fix Up Loan

*February 2024 Update* All funds for this year have been committed, but more funding may become available. Check back to the website for updates or contact a Housing Specialist. 

The Center for Energy and the Environment offers low-interest home improvement loans of up to $50,000 to eligible residents. 

  • Maximum household income limits apply
  • Loan amounts from $2,000 - $50,000
  • Interest rate of 3% (subject to fund availability)
  • Terms up to 15 years
  • This loan is secured by a mortgage on your property (an unsecured option may be available)
  • Closing costs apply
For information about how to apply and to check current fund availability, please contact:

Lending Center
Center for Energy and the Environment
(612) 335-5884

Richfield Housing Specialists can be reached at (612) 861-9778.