Richfield, MN

Are you struggling to afford your housing payments, or are facing foreclosure?
Call a housing counselor IMMEDIATELY! Even one day can make a difference in saving your home. *

How Foreclosure Works in Minnesota

Contact one of the HUD approved foreclosure counselors nearby:

• The Minnesota Homeownership Center also offers free prevention services statewide. (651) 659-9336, or toll-free at: 1-800-462-6466. 
• LSS Financial Counseling,  888.577.2227, several Twin Cities locations
• Habitat for Humanity 612-305-7147, 1954 University Avenue W, St. Paul, MN 55104
• PRG (612) 721-7556, 2017 East 38th Street, Minneapolis, MN 55407
• NeighborWorks Home Partners 651-292-8710, offices in Minneapolis and St. Paul
• Neighborhood Development Alliance (NeDA), 651-292-0131, 481 Wabasha Street South, St. Paul, MN 55107 (Ofrecemos una serie de servicios de asesoría de vivienda y finanzas a la población latina en el área metropolitana.)
• MN State Attorney's Office - Housing and Mortgage Information
• You can also call 888-995-4673 for free round-the-clock advice from HUD housing experts. 

Are you a senior struggling to maintain your home?

• A Brush With Kindness (612-788-8169):  A volunteer-based program of Twin Cities Habitat for Humanity that paints and repairs homes for under-resourced homeowners who need assistance to do necessary work. 
• H.O.M.E. (Household & Outside Maintenance for the Elderly) (952-888-5530): Provides housekeeping and indoor maintenance services, as well as outdoor maintenance services (e.g., shoveling, mowing) for a sliding scale fee based on ability to pay. See brochure here. 

Affected by COVID-19? Visit the city's COVID-19 hub for homeowner resources. 

*Foreclosure prevention counseling and homeless counseling services are available free of charge through HUD's Housing Counseling Program. Housing Counseling agencies participating in HUD's Housing Counseling Program are not permitted to charge consumers for these specific housing counseling services and counseling recipients should not pay for these services. However, housing counseling agencies are permitted to charge reasonable and customary fees for other forms of housing counseling and education services, such as pre-purchase, reverse mortgage, rental, and non-delinquency post-purchase counseling services.